Savings
Savings is when you have to save your money when you make money. You can save through like banks and do some banking it can be saved and earn interest. That is how you earn money from banking.

BANKING

Banking is just what you do to manage your money. It can be used to save your money, by saving your money it can earn a interest on it. When you bank it is just like having accounts for little seperate accounts.

PAYMENTS AND INTEREST

In payments is when you owe money at something you asked for and you can have interest on a payment. Interest is when money builds up on anything like payments or your bank accounts. That is what is a payment and interest.